This article only concerns residents of the UK and Ireland.

So what are you facing?

You are taking a gap year, you need cover for the basics, medical and baggage. The insurance needs to be cheap , as you are traveling on a budget and you want to spend that budget on seeing the world. The problem is all the insurance agencies claim their product is the best.

Clearly you need to buy the insurance online, going to some travel agency will be insanely over priced.

Please note that the quote engines will frequently refer to long term travel insurance as ‘backpacker insurance’.

Below I have compiled a price comparison of some of the trusted names in travel insurance:

All of these quotes include £2 mil of Medical cover,baggage of no less than £1,000 and personal liability cover of no less than £1 mil.